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Understanding your credit score: Your FAQs answered

December 16, 2021

Next in our series, Martin Williams, an independent financial adviser at Ledingham Chalmers Financial takes the time to answer your frequently asked questions about credit scores.

Author: Martin Williams, independent financial advisor, Ledingham Chalmers Financial

Buying a house, Guest bloggers, Finance, First time buyers

Improving your credit score: Top tips for first time buyers

December 01, 2021

Buying your first home is exciting but when you’re first starting out, the unknown can seem quite daunting. To help you get the most out of your mortgage deal, we caught up with Martin Williams from Ledingham Chalmers Financial, who was able to provide his top tips for first time home buyers and how to improve your credit score.

Author: Martin Williams, independent financial advisor, Ledingham Chalmers Financial

Buying a house, Guest bloggers, First time buyers, Finance

The best times to buy or rent a home

August 26, 2021

Moving home is an exciting time. The prospect of a new neighborhood, your own space and new found independence. There’s a lot to think about and the process may seem a bit overwhelming at times.

Author: Lorna Coutts, ASPC Chief Executive

Buying a house, Renting, First time buyers

7 Additional Costs of Buying a New Home

June 24, 2021

Buying a new home is an exciting, albeit expensive milestone. While the purchase price of your brand new home is the largest expense, there are many additional costs when it comes to buying a home that are often overlooked.

Author: John MacRae Chairman of ASPC

Buying a house, Finance, First time buyers

Questions to ask when viewing a property

June 03, 2021

Buying a home is exciting, but it can also feel a little overwhelming at times. In my experience, preparation is key, and knowing the facts early on in the buying process you can save heartache on both sides.

Author: John MacRae Chairman of ASPC

Buying a house, First time buyers

10 top tips from first time buyers

March 24, 2021

With Scotland’s First Home Fund scheme relaunching on the 1st of April, a record low Bank of England base rate and the 95% mortgage making its much anticipated return, 2021 is a great time for first time buyers to make a purchase.

Author: Lorna Coutts, ASPC Chief Executive

Buying a house, First time buyers